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  Rates  
 
  Rates accurate as of 3/18/2014, the last dividend declaration date.
      Auto Loan Rates
      Mortgage Loan Rates
      Deposit Account Rates
      CD & IRA Rates
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To see how low your payments could be based upon these rates, visit our calculators page.

While every effort is made to ensure the accuracy of information provided by this page, it should be used as a guideline. A more accurate payment quote can be calculated once you apply.

Loan Rates

For more information on our Loan Products, visit our Loans page.

New and Used Car and Motorcycle Rates Annual Percentage Rate as low as:
  36 Months 1.50% APR*
  48 Months 1.50% APR
  60 Months (New plus two prior model years) 1.50% APR
  72 Months ($20,000 min. Cannot exceed NADA retail) 2.00% APR
  84 Months ($25,000 min. Cannot exceed NADA retail) 2.50% APR

New and Used rates accurate as of 4/1/2014. *APR = Annual Percentage Rate. Terms of 36 months estimated monthly payment of $28.43 per $1,000.00 borrowed. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Excludes Mortgage loans, Motor Homes, ATVs, Boats, Jet Skis, Trail Bikes, 4Wheelers, Campers and RVs. Down payment may be required based on credit history.

HCCU Members who purchase through Enterprise Rental Car Sales and finance with HCCU will receive special promotions.

Visit their site at www.cuautodeals.com

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Mortgage Loan Rates Rates may vary based on terms.
  1st MORTGAGE Click here for more information.
  HOME EQUITY LINE OF CREDIT Click here for more information.

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Other Loans Annual Percentage Rate as low as:
  **RECREATIONAL VEHICLES: 12-36 Months 7.50% APR
  REVOLVING open line of credit (up to a 3 yr. term) 12.90% APR
  PERSONAL LOAN (up to a 3 yr. term) 12.90% APR
  90 DAY NOTE 12.90% APR
  VISA CREDIT CARD 9.90% APR
  LOAN SPECIAL (up to $2,000.00 for a 1yr term) 9.95% APR
  SHARE SECURED LOAN 3.00% APR
(above current rate on shares)

**Boat/Jet Skis/ATVs/ Trail Bikes/4Wheelers/Campers

All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.

For Large Boats/RV please call for rates.

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Deposit Rates

For more information on our Deposit Products, visit our Deposit Accounts page.

Deposit Products Annual Percentage Rate Annual Percentage Yield

Regular Shares (Savings)

  1. $25.00-$99.99
  2. $100.00-$2,499.99
  3. $2,500.00-$9,999.99
  4. $10,000.00-$24,999.99
  5. $25,000.00-$49,999.99
  6. $50,000.00-$99,999.99
  7. $100,000.00+
  1. 0.00%
  2. 0.05%
  3. 0.10%
  4. 0.10%
  5. 0.10%
  6. 0.10%
  7. 0.10%
  1. 0.00%
  2. 0.05%
  3. 0.10%
  4. 0.10%
  5. 0.10%
  6. 0.10%
  7. 0.10%
Kid$ Club/ Teen $cene            0.05%            0.05%
Christmas Club/ Vacation Club            0.05%            0.05%

IRA Share

  1. $5.00-$99.99
  2. $100.00-$2,499.99
  3. $2,500.00 - $9,999.99
  4. $10,000.00-$24,999.99
  5. $25,000.00-$49,999.99
  6. $50,000.00-$99,999.99
  7. $100,000+
  1. 0.10%
  2. 0.10%
  3. 0.35%
  4. 0.35%
  5. 0.35%
  6. 0.35%
  7. 0.35%
  1. 0.10%
  2. 0.10%
  3. 0.35%
  4. 0.35%
  5. 0.35%
  6. 0.35%
  7. 0.35%

Share Draft / Checking
(Classic, Student, Gold Club)

  1. $0.00-$499.99
  2. $500.00-$2,499.99
  3. $2,500.00-$9,999.99
  4. $10,000.00-$24,999.99
  5. $25,000.00-$49,999.99
  6. $50,000.00-$99,999.99
  7. $100,000.00+
  1. 0.00%
  2. 0.01%
  3. 0.01%
  4. 0.01%
  5. 0.01%
  6. 0.01%
  7. 0.01%
  1. 0.00%
  2. 0.01%
  3. 0.01%
  4. 0.01%
  5. 0.01%
  6. 0.01%
  7. 0.01%

E-Checking

  1. $0.00-$499.99
  2. $500.00-$2,499.99
  3. $2,500.00-$9,999.99
  4. $10,000.00-$24,999.99
  5. $25,000.00-$49,999.99
  6. $50,000.00-$99,999.99
  7. $100,000.00+
  1. 0.01%
  2. 0.01%
  3. 0.01%
  4. 0.01%
  5. 0.01%
  6. 0.01%
  7. 0.01%
  1. 0.01%
  2. 0.01%
  3. 0.01%
  4. 0.01%
  5. 0.01%
  6. 0.01%
  7. 0.01%
Fresh Start Checking            0.01%            0.01%

Money Market

  1. $0.00-$2,499.99
  2. $2,500.00-$9,999.99
  3. $10,000.00-$24,999.99
  4. $25,000.00-$49,999.99
  5. $50,000.00-$99,999.99
  6. $100,000.00+
  1. 0.00%
  2. 0.15%
  3. 0.15%
  4. 0.15%
  5. 0.15%
  6. 0.15%
  1. 0.00%
  2. 0.15%
  3. 0.15%
  4. 0.15%
  5. 0.15%
  6. 0.15%

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CD & IRA Rates

Certificate of Deposit &
IRA Certificate of Deposit Rates
Interest Rate Annual Percentage Yield
  3 Months 0.15% 0.15%
  6 Months 0.25% 0.25%
  12 Months 0.35% 0.35%
  Youth CD - 12 Months 0.25% 0.25%
  18 Months 0.50% 0.50%
  24 Months 0.50% 0.50%
  36 Months 0.75% 0.75%
  48 Months 0.75% 0.75%
  60 Months 1.00% 1.00%

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All credit union loan and deposit rates, terms, and conditions are subject to change at any time without notice.
Fees could reduce earnings on accounts. An early withdrawal penalty will or may be imposed.

 
 
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