Need a little help paying for your books this semester?  Qualify for up to $600 per semester for supplies at the Augusta University Book Store.

The purpose of a Book Loan is to assist Augusta University students in purchasing books from the Augusta Bookstore by advancing them the needed funds until such time as their Financial Aid becomes available or they are able to repay the advance.  All enrolled Augusta University students are eligible to apply for a Book Loan!

All approved advances will need to be repaid in three monthly installments beginning at the end of the month in which the advance is granted.  Late charges will apply if payments are not made within 10 days of the due date. The interest rate for Book Loans is 9%. Book Loans can be approved for up to $600, however, HCCU will only advance the amount that is actually spent in the Augusta University Bookstore for that semester.  For example, if a student is approved for $600 but their purchases are only $450, then HCCU will only advance the student $450.

How to Apply:
Augusta University Students are able to apply at any one of HCCU’s branch locations or by clicking here to download an Application.   Once the application is received and processed by HCCU, a response will be given back to the student in less than 24 hours.  Upon approval, HCCU will send you, electronically, a new account card, a revolving agreement, and a loan disclosure to sign.  Sign and return all three documents to HCCU along with a copy of your driver’s license.

 After the 15th day of the month, the JagCard Office will notify HCCU of the amount advanced at the Augusta University Bookstore.  Then HCCU will process the advance on the student’s loan and forward the funds to the JagCard Office.  We will send you a copy of the advance form stating the dollar amount owed, the monthly payments, and due dates.

All loan applications will be approved, provided the applicant is an actively enrolled Augusta University student and is not party to an active, discharged, or dismissed bankruptcy filing. HCCU reserves the right to deny the request or approve amounts less than requested based on information provided by the applicant or received from the credit reporting agency. Applicants who are approved for advances must become members of HCCU.  There is no application fee associated with this loan.