HCCU can help you finance the vehicle you desire, whether you are buying a new or used car, truck, or sports utility vehicle.  New vehicles may be financed up to 100% of manufacturer’s suggested retail price (MSRP), and Used vehicles may be financed up to the full retail value as stated by the National Automobile Dealers Association (NADA).  We also offer financing on recreational vehicles, motorcycles, jet skis, or all-terrain vehicles.

Inquire at any of our branches about a Tax Advantage Loan. You may be able to deduct the interest you pay on your auto loan by securing it with your primary residence.

Loan Application | For more information call our Loan Line at (706) 434-1636.

Our Relationship program also offers you the advantage of valuable discounts…ask us how.

Payment Protection Plans:
Extended Warranties for vehicle financing, providing peace of mind that major repairs will be covered.
Guaranteed Auto Protection (GAP), covering the insurance shortfall for totaled or stolen vehicles if you owe more than the appraised value.
Credit Life / Disability, by adding it to your loan you are protecting your credit and your family. If you become disabled, this insurance will make your payments for you. The life insurance will pay off your loan up to $50,000.
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