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With a Share Secured Loan, borrowed funds can be used for virtually anything.

A Share Secured Loan can offer a lower rate than other types of loans because it uses funds in a savings account — either a share account, share certificate account or money market account — as collateral for your loan.   The funds will be “frozen” from use and made available as the loan payments are made, or as long as the Credit Limit you are securing is in place.  For example, if your Credit Limit is $1,000, this amount would be “restricted” or “frozen” from use in your savings account.

Loan Application | For more information call our Loan Line at (706) 434-1636.