HCCU Visa Check card options include:
Affinity Cards
Apply today for the HCCU Visa Check Card to make everyday purchasing easy! The card works as an ATM card, but offers the added convenience of being able to use it virtually anywhere. Purchases are deducted from your checking account and receipts are given by the vendor for easy record keeping.
Your monthly checking statement lists every transaction, or you can view your transactions 24 hours a day via Online or Mobile Banking. Please allow 2-3 days for the transaction to post to your account.
Your HCCU Check Card may be used with no service charges at any HCCU or in network ATM. If you use an out-of-network ATM, HCCU will impose a Foreign ATM Fee in the amount listed on our Fee Schedule. You will also be responsible for the fees posted on the ATM. Kasasa Account holders qualifying for a monthly cycle will have ATM fees refunded.
Other benefits include:
- Maximum protection. If your card is lost or stolen, Visa’s zero liability policy protects you from paying for unauthorized purchases.
- Those with joint checking accounts can each have an HCCU Visa Check Card accessing that account.
- The money is deducted from your checking account within 2-3 business days.
- Perfect for traveling! Visa is accepted worldwide. Use your card to make purchases in other countries safely and easily.
A Point of Sales (POS) fee of .50 cents will be charged if you select “debit” and enter your PIN at a merchant terminal. No fee will be charged if you select “credit” and sign for the purchase. The credit option provides our members with the charge back rights available through VISA. This fee does not apply to ATM withdrawals, E-Checking, or Kasasa Accounts.