Thanks for asking for more information about Health Center Credit Union (HCCU).  We are a not-for-profit financial cooperative, run for and by the members themselves. We are a chartered through the state of Georgia’s Department of Banking and Fiance, and federally insured by the NCUA.

HCCU is a department of Augusta University, and has been serving members locally since 1976. We live and work in this community, and understand your lifestyle and financial needs. Our field of membership includes nearly everyone in the Augusta area including all persons associated with Augusta University, AU Health, the Columbia, Richmond, and Lincoln County school systems, area medical and dental offices, and any immediate or extended family members of those meeting the above membership requirements. If you are unsure about your membership qualification please contact us or visit our membership page to determine eligibility.

We are Health Center Credit Union – Helping People Afford Life.


To provide quality financial products, services, and counseling to the community that are competitively priced, convenient to use, and delivered at the highest level of service.


To Provide our community members the best partner along their financial journey.



  • Honesty
  • Integrity
  • Respect
  • Reliability
  • Dignity


  • Relevance
  • Accuracy
  • Consistency
  • Chances/Opportunities
  • Compassion


  • Excellence
  • Initiative
  • Dependability
  • Learning
  • Accountability
  • Loyalty
  • Volunteerism
  • Community
  • Ownership

In 1976, Health Center Credit Union (HCCU) was chartered by the Georgia Department of Banking and Finance. HCCU opened its first office in the Murphy Building at the Medical College of Georgia (Augusta). The second branch was opened in 1987 at St. Joseph Hospital (University Hospital Summerville) followed by branches at Augusta State University (Augusta), the MCG Annex II (Augusta) and Evans. On May 2nd, 2016 we combined four of our smaller branches into one larger location at 1424 Walton Way, offering the current membership more amenities and room to grow.

Credit unions are not-for-profit, member-owned financial institutions operated for the benefit of its membership. According to the treasurer of a Midwestern credit union after the Depression, credit unions were “not for profit, not for charity, but for service,” which is still true today. Credit unions offer reduced loan rates, pay higher dividends on savings and additional earnings are redistributed to members in the form of new products and services. Membership eligibility requirements are contained in the credit union’s charter, and the volunteer board of directors are elected from the field of membership. Find out more about the credit union movement at